⁣THE 2022 HOUSING MARKET:

CNBC reports that “the number of new listings last week jumped 8%, right as the average borrower is paying 38% MORE than they would for the same home, a year ago.” In response to that, 12% of homes had a price drop…which is 9% HIGHER than a year ago, with these kinds of drops occurring faster each month.

In addition to that, The Federal Reserve is warning of a Housing Market Bubble - They show that - throughout 1999 through 2008 - the market experienced irrational exuberance, just like it’s showing NOW - from 2020 until…who knows how long. Housing is so popular, too, that 11 out of 25 countries are seeing the EXACT SAME EXCITEMENT for the real estate market - with CANADA leading them all, with the largest price gain, year over year.
https://www.dallasfed.org/research/ec...

Even though there is an imbalance between the “Price to rent ratio,” “price to income” IS HIGHER than normal…but, still not “exuberant.” They explain that recent patterns may prove to be a less-useful measure of home affordability, because low interest rates and stimulus allowed more money to be spent…so, this chart MIGHT be overly cautious when valuing something we haven’t quite seen before.

FIRST: They believe that MILLENNIALS AND GEN Z WILL KEEP THE MARKET STRONG.
They reported that most first-time buyers are younger than 40, which means the buyer pool is deep, and indicates that demand will likely remain elevated.

SECOND: SUPPLY CAN’T KEEP UP WITH DEMAND
They say that the “supply-demand imbalance is the primary reason home prices have escalated so rapidly”

THIRD: UNLIKE 2008, BUYERS ARE LESS LIKELY TO DEFAULT ON THEIR MORTGAGE.
Today, more than 76% of mortgages go to borrowers with a credit score EXCEEDING 760, lending standards have increased, and home equity is at a record high.

FOURTH: A DECLINING ECONOMY COULD IMACT HOUSING VALUES.
They mention that, rising interest rates could put a damper on consumer spending, which increases the likelihood of a recession.

AND FIFTH: MOST PREDICTIONS INDICATE THAT HOUSING PRICES WILL CONTINUE TO RISE - BUT SLOWER.
For instance, the Mortgage Bankers association predicts a 4.8% increase throughout 2022…CoreLogic expects a 6% increase…and Realtor.com predicts a 2.9% increase.

That’s why, I believe - the biggest deterrent for housing prices is going to be: “How quickly do interest rates go up, how much inventory is there on the market, and how many people want to buy a home?”

⁣https://www.cointracker.io/?utm_sourc... - Enjoy! CoinTracker is the market leader in cryptocurrency portfolio tracking and tax compliance, applying the best technology and partnerships to deliver the highest level of accuracy, simplicity and year-round value. Users collectively track over 3 percent of the entire global cryptocurrency market cap (currently north of $50 billion) on CoinTracker. Founded in 2017, CoinTracker is backed by Accel, General Catalyst, Initialized Capital, Y Combinator, 776 Ventures, and other leading investors. CoinTracker is the exclusive cryptocurrency tax partner for many of the top exchanges and tax products, including Coinbase, OpenSea, Intuit’s TurboTax, Blockchain.com, Bittrex, and Phantom. Add me on Instagram: GPStephan

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THE 2022 HOUSING MARKET:

CNBC reports that “the number of new listings last week jumped 8%, right as the average borrower is paying 38% MORE than they would for the same home, a year ago.” In response to that, 12% of homes had a price drop…which is 9% HIGHER than a year ago, with these kinds of drops occurring faster each month.

In addition to that, The Federal Reserve is warning of a Housing Market Bubble - They show that - throughout 1999 through 2008 - the market experienced irrational exuberance, just like it’s showing NOW - from 2020 until…who knows how long. Housing is so popular, too, that 11 out of 25 countries are seeing the EXACT SAME EXCITEMENT for the real estate market - with CANADA leading them all, with the largest price gain, year over year.
https://www.dallasfed.org/research/ec...

Even though there is an imbalance between the “Price to rent ratio,” “price to income” IS HIGHER than normal…but, still not “exuberant.” They explain that recent patterns may prove to be a less-useful measure of home affordability, because low interest rates and stimulus allowed more money to be spent…so, this chart MIGHT be overly cautious when valuing something we haven’t quite seen before.

FIRST: They believe that MILLENNIALS AND GEN Z WILL KEEP THE MARKET STRONG.
They reported that most first-time buyers are younger than 40, which means the buyer pool is deep, and indicates that demand will likely remain elevated.

SECOND: SUPPLY CAN’T KEEP UP WITH DEMAND
They say that the “supply-demand imbalance is the primary reason home prices have escalated so rapidly”

THIRD: UNLIKE 2008, BUYERS ARE LESS LIKELY TO DEFAULT ON THEIR MORTGAGE.
Today, more than 76% of mortgages go to borrowers with a credit score EXCEEDING 760, lending standards have increased, and home equity is at a record high.

FOURTH: A DECLINING ECONOMY COULD IMACT HOUSING VALUES.
They mention that, rising interest rates could put a damper on consumer spending, which increases the likelihood of a recession.

AND FIFTH: MOST PREDICTIONS INDICATE THAT HOUSING PRICES WILL CONTINUE TO RISE - BUT SLOWER.
For instance, the Mortgage Bankers association predicts a 4.8% increase throughout 2022…CoreLogic expects a 6% increase…and Realtor.com predicts a 2.9% increase.

That’s why, I believe - the biggest deterrent for housing prices is going to be: “How quickly do interest rates go up, how much inventory is there on the market, and how many people want to buy a home?”

My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamste...

For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

⁣Oliver Wallace, Peggy Lee - La La Lu (From Lady and the TrampSing-Along)

⁣Sample

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🚨 Esposa de T.B. Joshua LLORA en su Funeral al dar su Último Adiós (Evelyn) Sepelio en Español Profeta.

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#noticiascristianas #iglesia #tbjoshua

Does healing in the name of Jesus Christ still happen in our generation today? YES!!! Watch this incredible miracle take place during the early ministry of Prophet TB Joshua - twenty-three years ago in 1997...

"All the punishment Jesus Christ received before and during His crucifixion was for our healing - spirit, soul and body." - TB Joshua

➡️ Share Your Testimony - https://i.emmanuel.tv/add-testimony/
➡️ Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
➡️ Join The Global Translation Project - https://www.emmanuel.tv/translation/

Mhubiri na nabii wa Kimataifa kutoka Nchini Nigeria, Temitope Balogun Joshua, maarufu T.B Joshua amefariki Dunia usiku wa kuamkia leo.

Amefariki saa chache baada ya kumaliza Huduma katika Kanisa lake Jijini Lagos, TB Joshua ni mwanzilishi wa Kanisa la Synagogue Church of All Nation (SCOAN) na Kituo cha Televisheni cha Emmanuel

Taarifa iliyotolewa na kanisa lake la Scoan inaeleza kwamba TB Joshua alifariki muda mfupi baada ya kutoa huduma katika kanisa hilo Jumamosi.

Join us in today’s Sunday Service broadcast from The SCOAN in Lagos, Nigeria - and get ready to receive a life-changing touch from Jesus Christ!

“When the power of God is present, healing and deliverance are just like breathing!” - TB Joshua

Share Your Testimony - https://i.emmanuel.tv/add-testimony/
Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
Submit Your Prayer Request - https://www.emmanuel.tv/contacts/
Join The Global Translation Project - https://www.emmanuel.tv/translation/

"In your business, in your family, in your finances - RISE AGAIN, in the mighty name of Jesus Christ!" - TB Joshua

Join Prophet TB Joshua in this life-changing, Spirit-filled time of Mass Prayer at The SCOAN in Lagos, Nigeria as Jesus Christ commands everything that has died in your life to rise again!! Remember, distance is NOT a barrier to the power of God!

➡️ Share Your Testimony - https://i.emmanuel.tv/add-testimony/
➡️ Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
➡️ Join The Global Translation Project - https://www.emmanuel.tv/translation/

What you have been going through will soon be a memory; it will be part of your history. Your future is being fashioned at this time!" - T.B. Joshua

Learn about the power of perspective in this short word of encouragement from TB Joshua at The SCOAN simply titled, 'See Things Differently'.

---

Share Your Testimony - https://i.emmanuel.tv/add-testimony/
Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/info
Join The Global Translation Project - https://www.scoan.org/translations/

O Profeta TB Joshua, da Nigéria, estará em Porto Alegre/RS, nos dias 12 e 13 de Outubro de 2017, na Arena do Grêmio. Entrada Franca.

Será o início de um grande avivamento no Brasil.
Curas, milagres, libertação e salvação.

Join us in today’s Sunday Service broadcast from The SCOAN in Lagos, Nigeria - and get ready to receive a life-changing touch from Jesus Christ!

“When the power of God is present, healing and deliverance are just like breathing!” - TB Joshua

Share Your Testimony - https://i.emmanuel.tv/add-testimony/
Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
Submit Your Prayer Request - https://www.emmanuel.tv/contacts/
Join The Global Translation Project - https://www.emmanuel.tv/translation/

Get ready! The hosts of Heaven are on their way to bring you healing, deliverance and blessing right now! What do you need to do? Open the door of your heart, pray along with Prophet T.B. Joshua and mean it! Your testimony is certain...

“Viewers all over the world, just as the angels of God visited Paul and Silas, they are on their way to you! Right now, they are on their way to you - to heal you, to deliver you, to bless you! Right now, begin to confess Christ Jesus! Mean it! Begin to receive! This is the Word from God - receive!" - T.B. Joshua

➡️ Share Your Testimony - https://i.emmanuel.tv/add-testimony/
➡️ Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
➡️ Join The Global Translation Project - https://www.emmanuel.tv/translation/

This is SO simple yet incredibly profound! In less than 20 minutes, prepare to learn the key to overcome satan and whatever he throws at you in this life.The answer is not too far from JOY. Therefore, do NOT trade your joy with anything in this world!

"When satan wants you to cry and you laugh, you defeat him." - T.B. Joshua
➡️ Share Your Testimony - https://i.emmanuel.tv/add-testimony/
➡️ Become An Emmanuel TV Partner - https://emmanuel.tv/partnership/
➡️ Join The Global Translation Project - https://www.emmanuel.tv/translation/

“When our focus is on God Almighty alone, we will be calm and determined even when everything around us is unquiet.” – Prophet TB Joshua.

Learn how to keep your focus even in the face of life’s challenges and obstacles in this encouraging sermon by Prophet TB Joshua simply titled ‘Our Focus’.

Le bilan ne cesse d'augmenter près d'une semaine après l'effondrement d'un bâtiment appartenant à un richissime télévangéliste, T.B. Joshua... Le drame a fait au moins 80 morts. Dont une grande majorité de Sud-africains. Le pasteur nigérian, très controversé, dénonce un complot contre son église. Le récit de Nicolas Germain.

#JTAfrique #Afrique
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Prophet TB. JOSHUA and Apostle John Chi playing football #scoan #tbjoshua